Car crashes happen every day, ranging from minor fender benders to fatal mult-icar crashes. The thing that most don’t realize is that those minor fender benders can have long lasting effects as devastating as the fatal accidents.
Aggravation of old injuries can occur in even the small accidents and can end up leading to major life changes.
The most important thing to do after an auto accident is to assess your physical condition and go to the doctor at the first onset of pain. Assessing your condition should be a continual process as often the physical effects are not felt until hours or even days after the accident. When crashes occur, the body may activate the flight or fight mechanism, and the human body’s chemistry prevents pain from being felt. If you hit your head, or any other body part against the interior of the car, it’s advisable to seek medical attention.
The insurance and medical industries are highly regulated and those regulations are put in place, in part, to assist with how to handle payment of medical claims when another party has the responsibility. When a person is injured in an accident that is not their fault, even as a passenger of the at-fault driver, related medical care should be covered by the at fault driver’s auto insurance.
However, the insurance company will only settle the claim one time. That means all the necessary medical care must be included when attempting to settle the claim. This however, can turn into a nightmare if after all the medical care, it turns out that the at-fault party didn’t have enough coverage, and the settlement doesn’t even cover the costs.
Having an experienced attorney help you through the process from the start can help ensure this doesn’t happen. A good attorney will work to find out the legally relevant facts, and advise you in making the financial decisions related to your medical care. A good attorney won’t guide your medical care, that’s for the doctor’s to do. But a good attorney will make sure you are being proactive about the care you need to fully recover from your injuries, and advise you on how to get the related medical costs covered.
The new experienced personal injury attorney at Beahm Law, George Khoury, was trained by an ex-insurance adjuster, and is skilled in the courtroom as well as in getting cases settled without having to go through the litigation process.
If you’ve been injured in an accident or have any questions, contact us today for a free consultation.